What is a mortgage pre-approval?

A pre-approval is a preliminary assessment of your borrowing capacity. It gives you a maximum amount you can borrow and a guaranteed rate for a set period, usually 90 to 120 days.

What is the difference between fixed and variable rates?

A fixed rate stays constant throughout the term, offering payment stability. A variable rate fluctuates with the Bank of Canada's key rate, potentially more advantageous but with more risk.

How much down payment do I need?

In Canada, the minimum down payment is 5% for properties under $500,000, 10% for the portion between $500,000 and $1M, and 20% for properties over $1M. I can help you explore your options.

Partner Properties | Jean-Philippe Morin

5605 Av. Pierre-De Coubertin App. 810 Montréal (Mercier/Hochelaga-Maisonneuve)

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$690,000

Apartment

5605 Av. Pierre-De Coubertin App. 810 Montréal (Mercier/Hochelaga-Maisonneuve)

3

1

8

926 sq ft (86.00 m²)

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2060 Rue Peel App. PH2605 Montréal (Ville-Marie)

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$1,249,000

Apartment

2060 Rue Peel App. PH2605 Montréal (Ville-Marie)

2

8

918 sq ft (85.30 m²)

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555 Rue de la Commune O. App. 702 Montréal (Ville-Marie)

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$1,149,000

Apartment

555 Rue de la Commune O. App. 702 Montréal (Ville-Marie)

2

1

9

1 424 pc

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5509 7e Avenue Montréal (Rosemont/La Petite-Patrie)

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$2,249,000

Quintuplex

5509 7e Avenue Montréal (Rosemont/La Petite-Patrie)

3

2

9

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$190,000 +GST/QST

Lot

Ch. Beauséjour Crabtree

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10732 Boul. St-Laurent Montréal (Ahuntsic-Cartierville)

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$719,000

Apartment

10732 Boul. St-Laurent Montréal (Ahuntsic-Cartierville)

2

8

1 520 sq ft (141.20 m²)

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1240 Boul. Lucille-Teasdale App. 603 Terrebonne (Lachenaie)

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$349,900

Apartment

1240 Boul. Lucille-Teasdale App. 603 Terrebonne (Lachenaie)

3

1

8

858 sq ft (79.70 m²)

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10 Rue des Émeraudes App. 1004 Repentigny (Repentigny)

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$392,600

Apartment

10 Rue des Émeraudes App. 1004 Repentigny (Repentigny)

1

9

808 pc

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